Insurances

Before arriving in Sweden, it is important to ensure that you have adequate insurance coverage.

Health care in Sweden

If you need health care in Sweden, different rules apply depending on which country you are from and if you are registered in the population register in Sweden. Always make sure that you have adequate health insurance. If you do not have insurance, you will have to pay the entire cost yourself if you need health care, which can be very expensive. Some countries have agreements with Sweden regarding medical benefits and in that case, you pay the same health care fees as a resident in Sweden.

Please contact the Swedish Social Insurance Office (Försäkringskassan) or visit their website for information regarding your country.

Please also note that if you plan to travel to other countries in Europe, other rules may apply regarding health care fees and you always have to make sure that you have adequate health insurance coverage.

Insurances

Personal Injury Insurance

All students, regardless of nationality, who are admitted to and pursue their undergraduate, graduate or doctoral studies at Jönköping University, are covered by the Personal Injury Insurance for students. The insurance applies in Sweden and covers injuries during school hours and during travel to and from the location where school hours are spent.

Liability Insurance

The liability insurance includes damage or loss caused by the student during the time when the student resides at a work site, as part of ongoing training. The insurance is valid worldwide with the exception of the USA and Canada.

Health insurance

Tuition Fee-Paying students -"FAS Insurance"
This insurance applies only to tuition-fee-paying students.

The insurance is valid in Sweden only, 24-hours a day, as well as two weeks before the start of study and two weeks after the end of study. It also applies during direct travel between the home country and Sweden.

Since the insurance is for emergencies only, students are recommended to purchase a separate insurance of their

The insurance includes:

  • disability and death benefits
  • medical and dental care
  • home transport
  • third party liability
  • legal expenses

Students receive proof of their insurance policy in their letter of acceptance.

Exchange students -"Student IN insurance"
This insurance applies only to exchange students.

The insurance is valid in Sweden only, 24-hours a day, as well as two weeks before the start of study and two weeks after the end of study. It also applies during direct travel between the home country and Sweden.

Since the insurance is for emergencies only, students are recommended to purchase a separate insurance of their own.

The insurance includes:

  • disability and death benefits
  • medical and dental care
  • home transport
  • basic personal property coverage
  • third party liability
  • legal expenses

Students receive proof of their insurance policy in their letter of acceptance.

For more information about the insurances above including claim forms and contact info click here.

EU/EEA/Swiss citizens
If you’re a citizen of any of the EU/EEA countries or Switzerland, you should register for a European Health Insurance Card (EHIC) in your home country before coming to Sweden. This card gives you the right to medical care at the same cost as Swedes. The European Commission has developed an EHIC app with more information on the card and how it works.

If you’re not able to receive your EHIC before leaving home due to long waiting times, you can request a temporary certificate from the same office in your home country that issues the EHIC.

If you don’t obtain an EHIC in your home country, you’ll need to arrange your own insurance coverage to cover costs, as medical care without insurance can be very expensive. However, you always have access to emergency care.

Home insurance
As a student, it is very important that you obtain home insurance for your temporary accommodation here in Jönköping, before you travel abroad. Read more about home insurance here.

Content updated 2019-05-16

Education
Content updated 2018-10-16
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